Would you lend money to someone facing immediate bankruptcy? How about someone in foreclosure? Or perhaps someone was looking to purchase a run-down commercial building whose value can’t be accurately determined by a standard appraisal.

For hard money lenders, this is what they do. This is what they look for and usually see opportunity where others see only doom and gloom. Deep pocketed individuals, hedge funds, and small, local companies operate where your typical bank lenders fear to go; often times giving loans to distressed properties or individuals, or both.

Make no mistake about it, a commercial bridge loan financing doesn’t come without a higher cost, but they can help make a bad situation better and may be your only choice to save your property from foreclosure or prevent you from filing bankruptcy.

Hard money lenders are private lenders who either lend you their own money or get it from private equity groups, hedge funds, mortgage pools, or deep pocketed individuals. Common sense underwriting techniques are present and, naturally, higher risk means higher rates. Bridge loan & Hard Money borrowing is not for everyone, however, if you are able to outrun the clock on high interest and you have a believable exit strategy, this loan may be the best option for you.

The end result is that you get the service you want, the funding you need, when you need it….Solutions….Not excuses!

Most Commercial and Multifamily Property Types will be Considered for Hard Money!

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Builder Construction Loans

New England Valley has supported  local home builders and real estate developers for decades. We’re one of the most reputable construction brokerages in the tri state area.  Our staff is experience in all phases of the lending process and provide superior service by putting our loan and market expertise close to customers. Our local staff members know the markets where our customers build their communities.

Services Offered:

  • Fast pre-qualification, typically within 48 hours for a pre-approval
  • Loans are available to clients with excellent to less than perfect credit
  • Flexible draw schedules on our construction loans—
  • 1 to 4 family properties are eligible 
  • Virtually any commercial property construction
  • Land purchase may be included in the construction loan, up to with a minimum of 10% total project equity
  • Loan amounts up to 90% of the appraised value.
  • 12 -18 month term (extensions available after construction term is reached)
  • Interest only payments based on funds drawn
  • Loan amounts from $75,000 to $10,000,000 on our construction loans
  • $30,000 to $20,000,000+
  • Rates from 6.5%
  • Monthly Payments
  • No Prepay Penalty Options
  • 10 to 25 Years Amortized
  • 550 Credit Minimum
  • 1 Year Min. Time in Business
  • D$30,000 to $20,000,000+
  • Rates$30,000 to $20,000,000+
  • Rates from 6.5%
  • Monthly Payments
  • No Prepay Penalty Options
  • 10 to 25 Years Amortized
  • 550 Credit Minimum
  • 1 Year Min. Time in Business
  • Debt/MCA Consolidation
  • Unrestricted Working Capital
  • Few Industry Restrictions
  • Construction Financing
  • Nationwide Program
  •  from 6.5%
  • Monthly Payments
  • No Prepay Penalty Options
  • 10 to 25 Years Amortized
  • 550 Credit Minimum
  • 1 Year Min. Time in Business
  • Debt/MCA Consolidation
  • Unrestricted Working Capital
  • Few Industry Restrictions
  • Construction Financing
  • Nationwide Program
  • ebt/MCA Consolidation
  • Unrestricted Working Capital
  • Few Industry Restrictions
  • Construction Financing
  • Nationwide Program